1st Party Insurance Claims

When the unthinkable happens, We're here to Help

First-Party Insurance Claim Attorney in Mesquite: Representing Clients Whose Insurance Claims Were Unfairly Denied

Have you taken steps to protect yourself from serious injury by enrolling in a first-party insurance plan and paying your premiums on time? If you file a claim only to find it denied or ignored, what should you do? Here’s how to handle denied first-party insurance claims and how an attorney can assist you.

What Is the Difference Between a First-Party and a Third-Party Insurance Claim?

A first-party insurance claim is filed by the policyholder with their own insurance provider. This usually occurs after incidents like medical bills, property damage, or collision repairs. Most policies require the policyholder to pay a deductible when filing a first-party claim.

In contrast, a third-party insurance claim is made against someone else’s insurance company to cover your expenses. You must prove that the other party is at fault. While you typically won’t pay a deductible, the process to receive compensation can take longer.

Request Your Free Strategy Session

Even if you do not see your case type listed, we encourage you to contact our office at 972-682-9700 and request a no-commitment initial consultation. Our office is conveniently located in the heart of Mesquite, within easy access from US-80 and just 9 minutes from Samuell Farm park, 7 minutes from E.H. Hanby Stadium, and 11 minutes from the Mesquite Metro Airport (HQZ).

What Should I Do If I Filed a First-Party Insurance Claim and It Was Denied?

Despite what insurance companies claim, their primary focus is often on profits, not on meeting your needs. It’s common for first-party claims to be denied, but this doesn’t have to be the end of the line.

If your claim was denied, your insurance company must provide a written reason for the denial and information on how to appeal. Once you have this information, consult a first-party insurance lawyer to discuss your options for disputing the denial.

How Do I Know If My Insurance Company Is Acting in Bad Faith?

To prove bad faith, look for several indicators. After you file a claim, insurance companies typically must respond within 15 business days. If you haven’t heard back after this period, they may be acting in bad faith.

Common bad-faith practices include:

If your claim was filed while your policy was active and you’ve met all terms, yet the insurance company delays payment or pays less than you deserve, you may be facing bad faith. Contact an attorney to assert your rights.

How Can a First-Party Insurance Claim Lawyer Help?

Insurance companies are for-profit businesses. They often employ tactics to protect their bottom lines at the expense of claimants who genuinely need help after an accident. If your legitimate first-party claim was denied, an attorney can help you fight back.

At the Oberg Law Office in Mesquite, Texas, Attorney Gregg Oberg is all too familiar with the tactics commonly employed by insurance companies, and he is ready to help you fight back. Contact the Oberg Law Office at 972-682-9700 to learn more.

Request Your Free Strategy Session

Call our law firm at 972-682-9700 for a free case review.

Latest News & Insights

Can I Keep My Totaled Car and Repair It Myself? (2026 Legal & Insurance Guide)

What if the insurance company’s “total loss” label isn’t actually the end of the road…

How Much Is My Personal Injury Claim Worth in Texas? (2026 Guide)

While the average car accident settlement in Texas reached approximately $95,000 in 2026, your specific…

Apartment Injury Lawyer Mesquite: Your Guide to Tenant Rights and Landlord Liability

What if that “unfortunate accident” in your hallway was actually a preventable failure your landlord…

Dog Bite Lawyer Mesquite: Seeking Justice and Recovery After an Attack

Did you know that in 2025 alone, homeowners insurance companies paid out over $1.8 billion…

Hit and Run Accident Lawyer Mesquite: Your 2026 Guide to Legal Recovery

What if the person who caused your injuries simply sped away, leaving you to handle…

What to Do After a Car Accident: 2026 Step-by-Step Guide

Did you know that a reportable crash occurs on Texas roads every 57 seconds? In…

“Oberg Law Office represented me in a personal injury case due to a car wreck. Oberg, himself, made a point to keep me up to date and educated on how the process would go, from day one. He was ve(...)

Katrina C.

“Mr. Oberg & his team at Oberg Law Office were AMAZING!! Very patient, made sure I understood everything, & answered all of my questions even when I called back to back to back lol. They never ma(...)

Miranda B.

“Attorney Oberg's honestly is what stood out to me, I went to see him about a car accident and rather than abuse the situation, he acknowledged it would be better if I handled the claim myself. F(...)

Gidget H.

“Oberg was great handling my case. I originally used another lawyer that after months never requested my medical records or anything else and told me that I would be lucky to get 1200.out of my s(...)

Janice C.

Client Success Stories

With over 38 years of experience helping injured Texans achieve fair compensation for their injuries, we have accumulated a lot of satisfied clients. Here are some of their stories….

Request Your Free Strategy Session

Contact Us Today

"*" indicates required fields