What is “MedPay” Coverage?
If you purchased “full coverage” on your own auto insurance policy, you may have a coverage called “Medical Payments” or MedPay”. Medpay works similiar to PIP coverage (see my earlier post) in that it pays for medical expenses incurred from a wreck REGARDLESS OF WHO WAS AT FAULT. The big difference with MedPay is that […]
What is “PIP” insurance?
Personal Injury Protection” or “PIP” coverage is an optional first-party coverage that many auto policies issued in Texas provide. PIP covers medical expenses and lost wages caused by the auto collision. PIP is a “1st party” coverage, meaning it is on your policy, not the other driver’s insurance. -PIP is optional. If you want it, […]
What Is An “IME”?
Often in injury litigation, the defense will ask for what they like to call an “Independent Medical Examination”. The defense has a right in most instances to have the Plaintiff examined by a doctor of the defenses choosing. However, don’t believe for one minute that they have chosen a truly “independent” doctor. We routinely see […]
Responsibility in Trailer & Trucking Accidents
Normally the name defendants in a truck inclusion matter are the truck driver, the trucking company that employed the driver, any motor carrier or shipper who owns the truck or the trailer involved in the collision and occasionally Any other company that may been involved in loading the truck if there is an indication that […]
Premises Liability Claim | What Should I Do?
Report the incident. If you are able, report the incident to management. Next, try to get names and phone numbers of any witnesses to the fall or the events leading up to the fall. As an example, if another shopper tells you they saw the water on the floor before you fell and they already […]
Damages Available
Premises liability cases are negligence cases and are submitted to the jury similar to other negligence cases. The categories of damages available under Texas law generally fall into the following categories: reasonable and necessary medical expenses – past and future; loss of earning capacity – past and future physical pain – past and future mental […]
Typical Case Length
Every case is different, and I don’t know that there is a typical personal injury case. It depends on the triggering mechanisms that move things through the system or how long it will take you to receive your care and treatment because you don’t want to talk about settling your case until you are done […]
How Much Can Be Recovered From A Personal Injury Case?
When a victim is planning on filing a lawsuit for a personal injury, they might be wondering “How much will I recover from my case?” Discovering exactly how much a case will be worth depends on the damages that the victim endured. The injuries endured will be assessed through the physical aspect, monetary expenses, mental […]
Dealing With Another Party’s Insurance
You really need to consult with an attorney before you give a statement to the other party’s insurance company. It’s a really important part of the process, and it will be used against you should you say something that hurts your case, either as to how the incident happened or how your injuries have affected you. What […]
Common Types Of Auto Collisions
Auto accidents or auto collisions come in all shapes and sizes. However, as a general proposition, the root cause of all collision is usually following to one of three categories. One, distracted driving; two, lack of sleep, or three, impaired or drunk driving. 94% of all clashes are caused by human choice or error, according […]