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Understanding Insurance Adjustments in Rideshare Accidents

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Getting into an accident while using a rideshare service like Uber or Lyft can confuse and overwhelm you, especially when dealing with insurance adjustments. As a Texas rideshare accident lawyer, I understand this process’s challenge. If you’ve been injured in a rideshare accident in Texas, it’s essential to know your legal rights and the steps you can take to protect yourself financially.

If you or a loved one was injured in an accident in Texas, call the Oberg Law Office today at 972-682-9700  for a free consultation with a Texas accident attorney. Gregg Oberg is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. Protect your rights and explore your legal options with our legal guidance. 

Understanding Your Legal Rights After a Rideshare Accident in Texas

Under Texas law, rideshare companies like Uber and Lyft must carry liability insurance that covers riders in the event of an accident. However, the amount of coverage depends on the driver’s status at the time of the crash. If the driver was transporting a passenger or on their way to pick up a passenger, the company’s $1 million liability policy applies. But if the driver was logged into the app and waiting for a ride request, a lower contingent liability policy of $50,000 per person/$100,000 per accident kicks in. Understanding these nuances is crucial for getting compensated adequately after a rideshare accident in Texas.

Steps to Take After a Rideshare Accident in Texas

The timeline for resolving insurance adjustments after a rideshare accident in Texas can vary, but taking the proper steps from the start can expedite the process:

  • Seek medical attention immediately, even if your injuries seem minor

  • Report the accident to the rideshare company and file a claim with their insurance  

  • Gather evidence at the scene, including photos, witness statements, and a copy of the police report

  • Keep detailed records of your injuries, medical treatments, and any lost wages or other damages

  • Consult with a knowledgeable Texas rideshare accident lawyer to protect your rights

How a Personal Injury Lawyer Can Help with Insurance Adjustments

Dealing with insurance companies after a rideshare accident can be tricky. Insurers primarily focus on minimizing payouts rather than ensuring you get fully compensated for your losses. This is where having an experienced personal injury attorney in your corner can make all the difference. A skilled car accident attorney can handle communications with the insurance companies, gather and present evidence to support your claim and fight for the maximum compensation you deserve.

Why Choose Oberg Law Office for Your Rideshare Accident Claim

At Oberg Law Office, we are skilled in helping victims of Uber and Lyft accidents in Dallas and throughout Texas get the compensation they deserve. Our team deeply understands the unique legal and insurance issues involved in rideshare accident cases. We’ll work tirelessly to investigate your case, document your damages, and pursue the full and fair recovery you need to move forward after a serious crash. With Oberg Law Office on your side, you can feel confident that your rights will be protected every step of the way.

Rideshare Accident Statistics in Texas

Rideshare accidents are on the rise in Texas. In 2024, there were over 2,500 crashes involving Uber and Lyft vehicles statewide, a 15% increase from the previous year. More than 800 people suffered injuries in those accidents. With ridesharing only becoming more popular, passengers must understand their rights and options for seeking compensation after a crash.

FAQs About Rideshare Accident Claims in Texas

  1. How long must I file a personal injury claim after a rideshare accident in Texas?

In most cases, you have two years from the accident date to file a personal injury lawsuit in Texas. But it’s best to act quickly to avoid losing key evidence.

  1. Can I sue Uber or Lyft directly after an accident?  

In most cases, accident victims must seek compensation from the rideshare company’s insurance, not the company itself. A knowledgeable Texas rideshare accident lawyer can advise you on your options.

  1. What if the Uber/Lyft driver was at fault for the accident?

 If your rideshare driver caused the crash, you can seek damages through the company’s liability insurance. A personal injury attorney can help you navigate the claims process.

  1. How much is my rideshare accident case worth?

The value of your case depends on factors like the severity of your injuries, your medical costs, lost income, and pain and suffering. An experienced rideshare accident lawyer can estimate the potential value of your claim.

  1. Why should I hire a personal injury lawyer for a rideshare accident claim?

Rideshare accident cases can be complex, involving multiple insurance policies and liable parties. An attorney can investigate your case, handle the legal process, and fight for the maximum recovery you deserve.

Work with a Rideshare Accident Lawyer

Call us at 972-682-9700 for a comprehensive legal consultation, or visit Oberg Law Office to learn how we can help you get the justice and compensation you’re entitled to. Gregg Oberg is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. Take the first step today – we’re here to support you every step of the way.

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